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If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, which pays for judgements against you and your attorney's fees, up to an amount set in the policy. However, in our litigious society, you may want to have an extra...
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Follow these steps:
1. Call your insurance agent as soon as possible, regardless of who is at fault. Find out whether you're covered for this loss. Even if the accident appears minor, it is important that you let your insurance company know about the incident.
2. Ask...
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If you are not satisfied with how your claim is being handled, there are steps you can take:
1.Let your agent or company representative know that you are unhappy.
If this individual is unable to solve your problem, get the name and phone number of the head of the...
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You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be cancelled. Practices vary from company to company. In general, an insurer will increase your premium by specific percentages for each chargeable claim made against your...
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There are several standard guidelines for determining the value of your car for insurance purposes. You and your insurer can refer to the Blue Book, which lists the depreciated value of all new and used cars.
When you file your claim, your insurance company will refer you...
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Your insurance company can't require you to use only certain kinds of auto repair parts. However, if the insurance company's rates are based on a certain type of part and you want something different, it can ask you to pay the difference if the part you want is more...
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