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The settlement amount depends on which type of policy you have. Having inadequate insurance can affect the amount of compensation you get.
Replacement Cost and Actual Cash Value
Replacement cost provides you with the dollar amount needed to replace a damaged item with...
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If you are unsatisfied with how your insurance company is handling your claim, you have several options:
1.Talk to the agent or company representative who sold you the policy
Let the agent know that you are dissatisfied and explain the specifics of your problem.
2
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Your insurance company provides an adjuster at no charge to you. Adjusters who have no relationship with your insurance company and charge a fee for their services also may contact you. These are known as public adjusters. You may use a public adjuster to help you in settling...
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If your home was destroyed by a hurricane, wildfire or other disaster, be cautious.
Unfortunately, there are dishonest service providers that prey on disaster victims. They know that people who have lost their homes and valuables may not be thinking clearly. If you have...
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According to the Centers for Disease Control and Prevention, there are approximately 4.5 million dog bites per year. These bites cost over $1 billion, with the property/casualty insurance industry paying roughly $345.5 million in 2002, accounting for almost 1/4 of the total...
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Much of the country is experiencing severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes.
Here are some tips and steps you can take to make insurance losses less likely during...
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